Should your access to the suite expire, your installed application will continue to function but you will not have access to the installers, or updates, from your Stardock account page. Any installers you have backed up, however, will continue to work.
After having to reinstall after a corrupt boot loader, I came here to get the product I purchased. I'll just presume I didn't realize I was only paying for a year of 'service' at the time because I wouldn't have done that for a product that doesn't need to be a service, not for the asking price anyways..
Not allowing me to download a product I have paid for is just poor. Even if it was to install it and give notice about said subscription would be decent..
Makes it easy to walk away. Exit, stage right.